Farming & alliedCentral
PM Kisan Samman Nidhi
₹6,000 a year in three instalments, paid directly to the bank account
For: Farmer families that own cultivable land
See eligibility and documents
Part of the TrustNGO Labs ecosystem
Find government schemes you may be eligible for
Answer a few simple questions to see central and state schemes that match your situation, the documents you need and where to apply officially.
Always confirm eligibility, benefits, documents, deadlines and how to apply on the official source before you act. We do not guarantee approval of any application.
How it works
- Step 1
Answer a few questions
Age, state, work and family details. It takes about two minutes and needs no sign-up.
- Step 2
See schemes that may fit
Each result shows which basic criteria your answers meet and which you still need to check.
- Step 3
Get your documents ready
Every scheme page lists the documents usually asked for, so you can prepare before applying.
- Step 4
Apply on the official source
We link to the government portal or office. You apply there; we never collect application fees.
Browse by need
- Farming & alliedIncome support, crop insurance and farm credit6 schemes
- Business & self-employmentLoans and subsidies to start or grow an enterprise6 schemes
- Women & childrenMaternity, girl child and women’s income schemes9 schemes
- Education & skillsScholarships, education loans and free training4 schemes
- HealthHealth cover and maternity care3 schemes
- Pension & insuranceOld-age pension and low-cost insurance7 schemes
- Housing & householdHouse construction, toilets and cooking gas4 schemes
- Work & livelihoodWorker registration, wage work and bank accounts4 schemes
- FPOs, clusters & institutionsSchemes for farmer groups, cooperatives and NGOs4 schemes
Widely used schemes
See all schemesHealthCentral
Ayushman Bharat PM-JAY
Cashless hospital treatment up to ₹5 lakh per family each year at empanelled hospitals
For: Families on the eligible list, and all senior citizens aged 70 and above
See eligibility and documents
Business & self-employmentCentral
Pradhan Mantri Mudra Yojana
Collateral-free business loans: Shishu (up to ₹50,000), Kishore (up to ₹5 lakh), Tarun (up to ₹10 lakh) and Tarun Plus (up to ₹20 lakh for eligible repeat borrowers)
For: Non-farm micro and small businesses: shops, traders, service providers, small manufacturers
See eligibility and documents
Education & skillsCentral
Post-Matric Scholarships (National Scholarship Portal)
Tuition and compulsory fees plus a maintenance allowance for Class 11 to postgraduate study
For: SC, ST and OBC students in recognised institutions
See eligibility and documents
Business & self-employmentCentralStatus changed: check
PM Vishwakarma
Recognition and ID card, skill training with stipend, ₹15,000 toolkit incentive and collateral-free loans (₹1 lakh, then ₹2 lakh) at 5% interest
For: Artisans and craftspeople in 18 traditional trades working with hands and tools
See eligibility and documents
Pension & insuranceCentral
Atal Pension Yojana
Guaranteed monthly pension of ₹1,000 to ₹5,000 after the age of 60
For: Citizens aged 18 to 40 with a savings bank account
See eligibility and documents
Need a hand with paperwork?
Discovery on YojanaAI is free. If you want help preparing documents, a project report or a loan file, you can ask for a call back. Business and loan cases are handled by GetSaarthi; large project reports for farmer groups and institutions by Impactory Hub. Help is optional and any fee is told to you before work starts.